Is the requirement of insurance document to be issued TO APLLICANT is fullfiled by presenting insurance document issued TO THE ORDER OF APPLICANT?

Description of goods: +ITEM A +ITEM B NUMBER OF SETS (PCS): 4 PRICE FOR PCS: 100 TOTAL PRICE: 400 Partial shipments allowed Two invoices presented no. 1 and no. 2 showing desription of goods: Invoice no. 1 +ONE ITEM A PRICE: 60 Invoice no.2 +ONE ITEM B PRICE: 40 . Discrepancy stated +Price per PCS n...

beneficiary only as confirming not bank
2. If Bank B adds it;s cofirmation would it mean the automatically Bank B agrees to negotiate the documents?
3. How the draft should be drawn by beneficiary (who's the drawee) and how it should be handled

In such construction:
Confirmed D/C oppened by Bank A, available with Bank B by negotiaiton (def payment), Bank B add's it's confirmation. Drawee: Bank A
1. Can Bank B add confirmation but not agree to negotiate documents and have obligation to the b