The BL is not in compliance to UCP 500 Art. 23 because the name stated in the BL does not means that they are the carrier unless clearly indicated e.g. XYZ Line as Carrier or Carrier : XYX Line

I will accept the beneficiary presentation of insurance in two original based on my interpretation of ISBP Para 34. In reality, insurance is normally issued in two original so that one original can be used for claim if required which is similar to the bills of lading.