insurance "duplicate"

simonj · Post by **simonj** » Fri Jan 31, 2003 12:00 am

The insurance document states "issued in original and duplicate one of which being accomplished the other to stand void".
One copy stated "original" and another copy also stated "original" with an ink stamp "duplicate" lower down on the document.
Would any of you consider the "duplicate" stamp sufficient to render the document a "duplicate"?

larryBacon · Post by **larryBacon** » Tue Feb 04, 2003 12:00 am

Although clarification should have been sought when received by the advising bank, I would regard this as a request for an insurance document original plus a duplicate original. The statement "one of which being accomplished the other to stand void" indicates the equal negotiability of either document. Therefore each must be original, although the wording is poor.

Likewise the duplicate original is acceptable.

Laurence

PavelA · Post by **PavelA** » Mon Mar 17, 2003 12:00 am

From the above mentioned remarks we do not see what was the requirement of the Credit.

Article 34 b) says that if the insurance document indicates that is has been issued in more than one original, all originals must be presented unless otherwise authorized in the Credit. In my opinion the wording "issued in original and duplicate one of which being accomplished the other to stand void" means that the insurance document was issued actually in two originals. In our case one was marked “original” and second was marked “original” and also “duplicate” as meaning that this was the second original.

I consider the word “duplicate” as very confusing one. Depending on the context it means “second original”, “copy of the original” or “two copies (two fold)”. Care is highly recommended.

Pavel Andrle