ICC Digital Library Forum

A credit calls for an insurance document without stating the number of originals/copies required.

The document presented in 1 signed original and 1 photocopy stamped 'Duplicate', indicates that it is 'issued in 2 copies'.

Would you consider such presentation as discrepant?

Regards
Antoine Samaha

Hi,

As the insurance document indicates that it is issued in 2 copies, it is understood that the document is issued in 2 originals which must be presented.

According to ISBP 745 para. A28, documents issued in more than one original may be marked "Original", "Duplicate", "Triplicate"… None of these markings will disqualify a document as an original. So, the photocopy stamped “Duplicate” can be treated as an original document.

According to UCP 600 sub-article 17 (c)(iii), unless a document indicates otherwise, a bank will also accept a document as original if it states that it is original.

Based on the above, I think there is no discrepancy.

Kind regards,
N.H.Duc

So, there's no need for the photocopy stamped as duplicate to be originally signed.

Regards
Antoine